Cash9ja: Online Cash Loan App 1.0.6

Cash9ja Review

Cash9ja is a loan application developed by Samued Tech Nigeria Limited, a registered digital money lender in Nigeria. The company operates under the approval of the FCCPC, with the Approval No.: FCCPC/DSE/INV/ML/451.

Samued Tech Nigeria Limited is committed to adhering to regulatory policies and standards, ensuring that its financial products are compliant with applicable laws. Cash9ja aims to foster diversity and innovation in its services, allowing users to access necessary funds quickly for various needs including personal expenses, business ventures, bill payments, medical care, and rent.

Application Process

The application process for obtaining a cash loan through Cash9ja is straightforward:

• Download the Cash9ja app on your smartphone.
• Complete the application form in approximately five minutes.
• Await approval of your application.
• Receive funds ranging from ₦6,000 to ₦200,000 directly into your bank account.

Advantages of Using Cash9ja

• No collateral required for unsecured loans.
• No need for in-office visits or lengthy procedures.
• No hidden fees associated with the loan.
• Instant disbursement of funds within five minutes post-approval.
• Possibility of increasing loan amounts with repayment history.

Eligibility Criteria

• You must be a Nigerian citizen aged 18 or older.
• A valid bank account is required.
• Stable income is necessary for loan approval.

Loan Information

• Loan amounts: ₦6,000 - ₦200,000
• Loan terms: 90 - 360 days
• Interest rates: Daily charges ranging from 0.04% to 0.08%
• Processing fee: 1% of the principal amount
• Maximum Annual Percentage Rate (APR): 33.26%

Example Calculation

An example for a 90-day loan at an interest rate of 0.06% on a principal amount of ₦6,000 would yield a total interest fee of ₦324 and a processing fee of ₦60, resulting in a total repayment of ₦6,384, broken down into three periods of ₦2,128 each.

Privacy and Permissions

Your privacy is paramount at Cash9ja. Full details on how personal information is collected and used are available in our Privacy Policy (https://www.samuedltd.com/cashnaija/privacy_policy/). Rest assured, your information will not be shared without your explicit consent.

If you have further inquiries or require assistance, please do not hesitate to reach out:

• Email: [email protected]
• Website: https://www.samuedltd.com/
• Working hours: Monday to Saturday, from 9:00 AM to 6:00 PM
• Address: 115 Mado Street, Tudun Wada, Plateau State, Nigeria